Genetic DNA Test – The Concept, Top US Companies, Rates
Any genetic analysis is decoding a person’s DNA and interpreting the results. The procedure consists of several stages. Genetic material is taken from cells: genetics used to work with blood, now laboratories are increasingly switching to non-invasive methods and isolating DNA from saliva.
The isolated material is sequenced. Using chemical reactions and analyzers, it is determined in what sequence the monomers are located in it: this is the genetic code. The obtained sequence is compared with the reference ones and certain chains corresponding to certain genes are searched for. Based on the presence or absence of genes or their changes, a conclusion is made about the test result.
A sequencer launch is a device that decodes a DNA sequence – is very expensive due to the large number of chemicals required. In one run, you can decipher many DNA samples, but the more there are, the less reliable the result will be for each sample and the lower the accuracy of the genetic test will be. Therefore, you should contact a trusted laboratory, which will not save on the quality of the analysis by increasing the number of samples.
An important point to consider when obtaining the results of genetic analysis: genetics does not determine everything that happens to our body. Lifestyle and environmental factors play an equally important role – the ecological situation, climate, the amount of sunlight and others.
How much do DNA tests cost?
The choice of a DNA testing company is not limited to the below mentioned companies. Check out the companies and prices for genetic tests presented in the table.
| Company name | Country | Test for ancestry only | Test for health and genetic disease | Other data |
|---|---|---|---|---|
| MyHeritage (Lehi, Utah) | USA | $79 | $199 | – |
| FamilyTreeDNA (Houston, Texas) | USA | Starting from $79 | – | – |
| Ancestry (Lehi, Utah) | USA | $99 | $149 | Traits – $20 |
| 23AndMe (Sunnyvale, California) | USA | $99 | $199 | Traits – included in the price |
| TellmeGen (València, Spain) | Spain | $199 | Free | Characteristics, drug efficacy – included in the price |
All companies listed in the table provide information on the origin and almost all on health. But their reports vary greatly. In one laboratory – for example, Ancestry or TellmeGen – the test will show only the most general picture of the origin. And in another laboratory – for example, 23AndMe – the test can even determine the areas of residence of your relatives. However, such a high accuracy is not guaranteed: it all depends on whether these relatives passed genetic tests to get into the general database.
Health tests determine the susceptibility to disease – from a couple of dozen to several hundred – as well as the presence of defective genes. This information will be useful to those who are going to have a baby.
How do you cover the cost of DNA testing?
Some Americans cannot afford paying even $99 to get the resultf of DNA test if such a necessity is present. If you have no idea on how to cover such expenses, we may recommend you several options.
- The first one is to use a credit card if you have one. Of course, the rates and terms for the use of these funds will be high.
- The second one is to apply for online loans. This is a short term loan that can approve you even $100. Even if your credit score is spoiled, you are able to issue bad credit loans Michigan. The issuance of extra funds takes no more than 24 business hours.
- The third is to take out a bank loan, but they cannot approvea a small loan amount. The term will also be greater. It also takes greater time to apply and be approved.
Advantages of bad credit small loans in Michigan
Clients with a spoiled credit history, applying for an online loan, can count on the following benefits:
- approval of the application. The key advantage of payday lenders is their loyalty to loan applicants. MFIs do not require a flawless credit history or formal employment, collateral or guarantors.
- if there are delays on existing bank loans and small loans, it will not work to take out a new payday loan. At the same time, the presence of non-overdue debts is not a reason for refusal.
- improving credit history and financial assistance terms. Like banks, microfinance companies send information about their borrowers to credit bureau. You should become a trustworthy and regular customer of a certain lender, and he will offer you a decrease in the interest rate and / or an increase in the available limit amount.
- issuing a loan is available around the clock and completely remotely. All procedures, from submitting a request to accepting a loan agreement, are performed directly on the MFI’s website. Personal signature on documents is replaced by sending text with secret codes.